News and resources
New year, new budget. Here are some simple tips to help get you started.
Uniforms and stationery items can require a big outlay at the beginning of the school year, but there are some simple ways to save on both.
Even if you have home and contents insurance, you may be out of pocket after a natural disaster. Why is underinsurance such an issue in Australia, and how can you avoid it?
Planning and budgeting can help to take the financial squeeze out of back to school time.
There are some simple steps you can take to help protect yourself against the financial impact of natural disasters.
What if the secret to investing success was something you’d learnt at school?
The magic happens outside of your comfort zone - so feel the fear and do it anyway.
Catastrophising has two parts: Predicting a negative outcome., and then jumping to the conclusion that if the negative outcome did in fact happen, it would be a catastrophe.. "I’m behind in all my bills. Things will never get any better. I need to look into bankruptcy.”
The persistent tendency to transform neutral or even positive experiences into negative ones. "I’m doing okay with the house repayments, but I haven’t got enough in my retirement savings, I’m so far behind and I’ll never catch up."
Using emotions to drive decisions and actions. “I’m scared about investing. I don’t know enough and it makes me nervous. That’s a sign that I shouldn’t do it. A high interest savings account is my best option.”
Mind reading is assuming you know what other people think, for example, "I’m too embarrassed to speak to a professional (e.g. financial counsellor) about my budget or financial problems because they will think I’m stupid."
Struggling to find a personal finance book you connect with? Well perhaps Luna Jaffe’s ‘Wild Money’ is what you’re looking for.
What happened when we caught up with Prime7 News to talk about why we love doing what we’re doing.
The problem with all or nothing thinking is that it can disrupt any attempts to change your behaviour and habits. For example, if you want to create and stick to a budget there’s a good chance that even one slip up will derail all of your efforts.. All-or-nothing thinking will have you believe that you’ve totally failed, and that you might as well throw the budget out the window.
Understanding why we do what we do with money can help us build new habits. This article explores the impact of labelling and some strategies you can use to change your thinking.
The way we think and feel about money and ourselves influences the way we act and what we do. Want to take control of your money and make better decisions? Then it’s time to think about the messages you’re telling yourself.
What steps can you take in 2019 to boost your financial wellbeing?
Here are our tips to save on technology, extra-curricular activities and other school costs.